Norah Mutuku is a Partner in the Bank Securities and Finance as well as the Conveyancing and Real Estate Practice areas. With over 13 years post admission experience, Norah has extensive experience in real estate, banking securities and finance matters. She represents both local and international clients in high value and complex transactions and has handled various real estate and development projects as well as loan financing transactions.



  • University of Nairobi, Bachelor of Law (LLB) (1996 – 2000)
  • Kenya School of Law (2000 – 2001)

Professional Qualifications

  • Law Society of Kenya

Key experience

  • Acted for African Development Bank in a transaction involving the review and legal opinion regarding a line of credit facility advanced to a local bank.
  • Acted for International Finance Corporation in an investment in Goodlife Pharmacy by way of a convertible security. This included carrying out due diligence, reviewing transaction documents, preparation and registration of an All Assets Debenture.
  •  Acted for African Development Bank in a transaction involving the review and legal opinion regarding a line of credit facility to PTA Bank.
  • Acted for African Development Bank in a transaction involving the review and legal opinion regarding a line of credit facility to Shelter Afrique.
  • Acted for several banks in the extensive review and redrafting of bank security documents.
  • Acted for a local bank in the preparation of security documents with respect to a financial facility of around KSh1.8 billion (approximately US$19 million) granted to the customer. The security documents included a parri passu All Assets Debenture, parri passu Supplemental Charges over various properties and an Inter-Creditors Agreement.
  • Acts generally for at least twelve (12) commercial banks in Kenya on security documentation, including loan agreements, reviewing and advising on offer letters, drafting charges, mortgages, guarantees, debentures and other security documents of varying amounts.
  •  Acts for various clients, including property developers, owners of commercial buildings, and individuals and corporate persons, in the purchase and sale of various properties (commercial, residential and agricultural), the extension of leasehold terms, and the sub-division and amalgamation of properties. The transactions involve carrying out extensive due diligence on the properties, negotiation, preparation  and approval of terms of sale agreements, preparing transfers, approving leases, registering transfers, leases and security documents at the Land Office, and generally advising clients on the legal issues arising therefrom.
  • Advised a real estate company on a multi-phase apartment development project in Kiambu. The transaction involved the transfer of the land, preparing the offer letters, agreements for sale and leases, and the incorporation of the management company.
  • Acted for a foreign investor in connection with the purchase of a property for the sum of KSh 600 million (approximately US$ 5,900,000). The brief involved reviewing and negotiating the terms of the Sale Agreement, coordinating with a surveyor to carry out due diligence on the property, reviewing the transfer and liaising with the vendor’s advocates on the completion documents.
  •  Acted as the legal counsel for a fortune 500 energy company in the setting up of a proposed wind energy project in Kajiado County. The brief included; advising on the acquisition of land rights for the wind energy project, advising on extension of user and the various regulatory approvals required, carrying out due diligence on the target parcels of land and preparation of leases and easements between the project company and land owners, procuring land control board consent, drafting sale Agreements and transfers with respect to property to be acquired by way of sale for the project and undertaking all aspects of the registration of leases and easements.
  • Advised a Chinese corporation client on the acquisition of a various properties in Nairobi and Mombasa for purposes of construction of luxury office and apartment complexes. The transactions involved carrying out of due diligence on the properties at the relevant land registries and survey offices, confirming with the local authorities the permitted use of the properties, preparation and negotiation of the terms of the sale agreements, preparation and registration of transfer documents, finalisation of titles in the name of the client and post registration due diligence.

Experience record

  • 2000

    Pupil - Mohammed Muigai & Mboya Advocates

  • 2002

    Associate, Bank Securities and Conveyancing Department – Mohammed Muigai & Company Advocates

  • 2004

    Senior Associate, Bank Securities and Conveyancing Department – Kipkorir, Titoo & Kiara Advocates

  • 2009

    Senior Associate, Real Estate, Bank Securities and Finance practice – IKM 

  • 2013

    Partner, Real Estate, Bank Securities and Finance practice – IKM 

Languages spoken

  • 100
English - Excellent
  • 100
Kiswahili - Excellent

Market recognition

IKM is ranked as a first-tier firm in Banking and Finance. Norah Mutuku is a name to note.

Legal500 2015